Revolving line of credit

Free up assets and money

Convert your business capital into cash with uncapped finance

Asset Based Lending

Need working capital or funds for expansion but don’t have the credit history or revenue to qualify for a traditional loan? Leverage your business assets instead of risking your home.

Using your business assets as collateral, qualify for a loan to manage your cash flow, purchase new inventory, expand your operations or even refinance an existing debt. Assets used as collateral can include accounts receivable, inventory, equity in machinery and equipment, providing cash for a wide range of business needs.

  • If you qualify, we can often lend more than any other financier in the market.
  • Your line of credit automatically increases as your business grows with no re-application process.
  • We work with start-ups, business acquisitions & fast growth businesses.
  • No fixed principal and interest repayments.
Unlock cash tied up in your invoices

Revolving line of credit (RLOC)

Get access to a flexible finance option and ongoing funding by unlocking working capital in your invoicing. Without the restrictions of traditional invoice finance, you can alleviate cash flow pressure without waiting for customers to pay your invoices.

  • Improve cash flow and mitigate financial emergencies.
  • Pay employees and suppliers more easily.
  • Reinvest back into your business to accelerate growth.
  • Fund potential acquisitions.
  • Provide credit during business restructuring.
  • Inclusive of Bookkeeping, IT and RLOC funding costs including interest.

RLOC is invisible to your customers while you retain ownership and control over your assets and business.

Unlock equity in fixed assets and property

Commercial Loan

If your businesses takes on the RLOC facility, we can provide an ancillary product as a commercial loan subject to available equity in your business assets and property.

  • Monthly interest covered by RLOC retentions.
  • Flexible principle repayments to assist with managing cashflow.
  • No fixed term.
Access to larger loans

Asset, profit and business analysis

Through a detailed analysis of the value and liquidity of your assets, profit margins and revenue stability, we gain a comprehensive understanding of your capacity to repay your loan.

In many cases, this rigorous assessment, along with our ongoing bookkeeping service, allows us to offer more substantial financing for small to mid-size businesses that support flexible and sustainable growth.

Office meeting between 5 women
Powerful finance

Free up assets and money

Manage cash flow shortages in the quieter months, receive regular reconciled accounts and ongoing access to funding without additional applications.

  • Tailored and personalised support
  • Straightforward costing system (with no hidden fees)
  • No exit fees or penalties to pay out your facility

Our team of commercial managers is made up of highly skilled and qualified chartered accountants who are here to support you every step of the way.

Case studies
Fuel your growth engines
with ABL Finance