If you operate in construction, you already know the problem.

Waiting weeks (sometimes months) for progress claims to be paid, while overheads, wages and materials stack up. It’s a major cash flow risk. The problem is, most lenders refuse to fund against progress claims as they’re concerned they may not be paid; they don’t consider them reliable security.

Lenders typically regard progress claims as higher-risk business funding and therefore avoid funding against them. But at ABL Corp, we’re equipped to step in where others can’t.

ABL Corp approaches this differently. Our integrated Finance, Advisory and Technology model gives us a clear understanding of your business operations, helping us deliver solutions that align with your business needs, including structured progress claims.

Why Progress Claim Finance is a No-Go for Most Lenders

  • Disputes, set-offs and liquidated damages are common

  • Debtors can refuse payment if the contractor collapses mid-project
  • Final claims are often the most contested

  • The building industry is historically prone to higher rates of business closure and financial instability

  • Many lenders simply don’t have the operational oversight to mitigate these risks

The ABL Corp Way

We fund where others won’t because we stay close to the numbers, the worksite, and your overall financial position, in real time.

Our model goes beyond traditional lending, combining financial data integration with on-the-ground visibility, reviewing claims against scope and progress before they become invoices. With direct access to payroll, costings and supplier activity via cloud systems (and our collaborative advisory approach), we maintain a level of oversight others can’t match. This hands-on approach allows us to validate claims confidently, and provide funding with control, speed and purpose.

Our proactive approach means potential issues are identified early, giving you more time to respond with clarity.

The ABL Corp
Progress Claim Solution

  • Working capital released as claims are submitted:
    No long waits for Payment Schedules

  • Confidential Invoice Finance structure:
    You control collections

  • No long-term contracts, minimums or costly exit fees:
    Just 30 days’ notice

  • Full project oversight:
    Debtor reliability, project-specific profitability analysis and cash flow monitored throughout

  • Funding grows alongside the business:
    Scalability built in

How it Works

01

Raise a progress
claim invoice

02

ABL will provide you with up to 75% (less a small fee) of the value of that invoice within 24 hours

03

When your customer pays, you receive the balance of 25%

Ready to
Safeguard Your Cash Flow?

If you’re tendering for new projects, moving between stages, or want the confidence to grow, knowing your cash flow is covered, we’d love to explore how we can support you with our unique business funding model.

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